Should the unthinkable happen... it's not a discussion most of us want to have but it's important to know that coverage is available. Coverage... that may just provide the help you need to get a family member home safely.
If you feel that you and your family may be at risk, Sklenar Insurance Services, LLC can help you obtain coverage.
Depending on your insurer, you may have a limited amount of Kidnap & Ransom coverage on your personal liability or umbrella/excess liability policy but if you feel that you may be at risk, it is wise to consider a separate policy which offers higher expense limits and broader protection.
Kidnap and Ransom Insurance is designed to protect individuals, families and corporations. Typically these policies cover expenses related to:
Kidnap
Extortion
Wrongful Detention
Hijacking
Generally, the policies do not pay ransoms on the behalf of the insured. The insured must first pay the ransom, thus incurring the loss, and then seek reimbursement under the policy. Expenses typically reimbursed by Kidnap & Ransom policies include:
Ransom Payments
Loss of Ransom in Transit
Crisis Management Consultant Fees
Medical & Psychiatric Expense
If you feel that you or your family are at risk, we welcome you to discuss it with us. Sklenar Insurance Services, LLC represents insurers that can provide you with coverage. Premiums are usually based on the risks associated with the you & your family members' notoriety and the activities in which you engage.
~ Call us today at (203) 542-7250 to discuss your insurance needs ~
